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| Make Smart Decisions |
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| You may find it difficult to exercise restraint when it comes to money because three variables come together to create a disaster. One is that the credit card has become the most aggressively marketed product in our culture. Second, our culture has become increasingly impatient. Third, we have become a very market-oriented society, surrounded with more images of what we “need to have” to be happy. |
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| It's Easy to Earn Money |
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| There is a very real possibility that everything you and I have been taught about how to earn money is so far from the truth that it’s almost comical. Earning money has nothing to do with age, formal education, gender or geography. It has nothing to do with past experience or your formal years of education or your level of intellect. Check it out… there are individuals who are functionally illiterate who have become multimillionaires, while there are others who are absolutely brilliant and they are broke. Virtually anyone can be taught how to earn millions of dollars and yet the sad truth is that 97 out of every 100 people are born, live their entire lives and die without ever learning how to earn money. To perpetuate this ridiculous problem, their ignorance is passed along from one generation to the next. |
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| Time Is Money – Budget It Carefully |
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| All of us have a single denominator in our fight for success. All of us have an equal amount of time in which to achieve it. |
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| Riches in Your Library |
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| Jeffrey Gitomer's personal-development library includes classics and first editions, such as He Can Who Thinks He Can by Orison Swett Marden, published in 1908. |
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| Should I Update Before Trying to Sell? |
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| When deciding to sell a home in today’s market, investors and homeowners alike often ask me to tell them what they should do about updating their home and what will give them the most “return on investment”. According to the National Association of Realtors’ “Cost vs. Value” Report, the average returns for most updates/ remodels yields between 65%-95% nationwide. The trouble with using these figures is that in any given area of the country, there could be more or less demand for the type of updates needed. DO refer to the Cost vs. Value Report to see the average demand for particular types of updates, however. |
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| Time is our most valuable commodity. |
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| Time is our most valuable commodity. It is imperative to our success that we use it wisely. Each of us has eight hours for sleep, eight hours for earning a living, and eight remaining hours for recreation or some other form of dedication to our definite major purpose. Napoleon Hill tells us that the eight “personal” hours are the most significant ones because these will either make or break us as we strive toward our life’s goal. This is not to say that we need to continue to feverishly work another job or take home our current job to achieve the elusive success that we have set as our personal bull’s-eye. Rather, we need to work smarter not longer. We need to step out so that we can show up for our daily duties. We need, in simple terminology, to recharge our batteries before we burn out. |
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| Personal Money Management - "The Hand Plan" |
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| After writing the first draft of my money management book, some readers recommended that I distill it into a simple, memorable plan, an elevator speech that I could pass on in less than two minutes. So how do you sum up over 200 pages of intensely researched information? |
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| THE GRATITUDE PRAYER |
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I give thanks daily, not for mere riches, but for wisdom with which to recognize, embrace, and properly use the great abundance of riches I now have at my command. I have no enemies because I injure no man for any cause, but I try to benefit all with whom I come in contact by teaching them the way to enduring riches. I have more material wealth than I need because I am free from greed and covet only the material things I can use while I live.
Napoleon Hill’s Gratitude Prayer is a testimonial to his strong belief in Applied Faith. He reassures students of his philosophy that if you repeat this prayer daily in alignment with your definite major purpose, marvelous things will begin to occur in your life. Why is this so? Let’s see if we can begin to analyze the reasons this gratitude prayer can work so miraculously in our everyday lives. |
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| Why Be Wealthy? |
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| Why build wealth? If you think wealth will answer all life’s questions and make you troublefree, you are delusional. I have had wealth twice in my life, and I don’t fi nd it to be trouble-free; as a matter of fact, most of the troubles have zeros attached to them. Wealth is not an escape mechanism. It is, instead, a tremendous responsibility. After years of studying, teaching and even preaching on this subject across America, I can find only three good uses for money. Money is good for fun. Money is good to invest. And money is good to give. Most anything else you find to do with it doesn’t represent good mental and spiritual health on your part. |
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| How To Get A Promotion |
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| So you think you’re in a rut. It’s been a long time since you got a promotion or a raise. What can you do about it? Let’s look at it from the boss’ standpoint. |
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